Why Car Lease Insurance is a Non-Negotiable

Whenever you take a vehicle out on the road, you want to be sure that you have the best coverage possible so that you can have the peace of mind that a good insurance policy provides. Car insurance is not created equally, and policies differ so widely and offer a range of options depending on your driving history and the type of vehicle you own or lease. Also, the amount of coverage you would need would fluctuate based on your age, income level, and number of dependents. As with most purchases, it also pays to shop around to get the best deal for a solid policy, which is why a one-size-fits-all coverage policy isn’t usually adequate to meet everyone’s needs.

That’s why it’s essential to have your own car insurance when leasing a vehicle and is a mandatory requirement with Canadian dealerships. With decades of experience in the business, we have seen how important a good policy and great insurance broker is to handling the financial aspect of any accident, whether your car gets stolen or damaged or you have an accident. Even though these incidents are highly unlikely, having adequate insurance with the right deductible and liability coverage can make an unfortunate experience far less of a nightmare than situations where coverage is insufficient. If you don’t have a dedicated insurance broker, we can always provide a quality recommendation for an experienced broker and are here to help you understand the required coverage levels for leased vehicles.

We believe in offering service and knowledge to our clients that goes over and above the standard level that dealerships offer, which is why, at Somerville Auto and Somerville Hino, we have a highly competent vehicle insurance department who are dedicated to helping you maintain at least the recommended industry coverage amounts. In the unlikely event of an accident, we do our best to ensure that your insurance policy will cover the damage in order to make sure that you can get back on the road as soon as possible.

Contact our insurance department today if you have any questions about the coverage on your current Somerville lease. We’re here to help you drive your lease with confidence.