Leasing a car…even with a poor credit score.

Having a poor credit score can make it difficult to lease or buy a car in the GTA and across Ontario. Taking advantage of car financing deals in Toronto that are offered from time to time, such as 0 financing options or no money down, usually requires a solid financial history. As Canadian banks are tightening up their lending restrictions, car dealerships are required to be extremely vigilant when selecting a potential customer. Somerville National Leasing and Rentals Ltd. is renowned across the GTA for being able to find great financing solutions for people looking to lease a car or even buy a car, new or used. See if you can get pre-approved with our easy, online application.

In order to take advantage of the great financing options that we can offer, a good place to start is to see if you can improve your credit score. There are a few simple things that you can do to raise your credit score, including ordering and checking your credit report to make sure that there are no mistakes which would make it difficult for a car dealership to accurately assess your financial history. Other approaches can include consolidating your debt and making sure that you make the minimum payment every month, even if you cannot pay your entire balance.

Regardless of the limitations on your credit, Somerville National Leasing and Rentals Ltd. recognizes the importance of having access to a leasing or purchase financing arrangement that is customized to your unique situation. Because of this, we look at all your options and have access to a variety of financing packages to make sure that we can help as many people get on the road as possible. We even have a special industrial truck financing program for small businesses and self-employed individuals through our Hino truck department, which was ranked #1 across all categories in Canada this past year! Feel free to check out our online pre-approval process or get in touch with us today to discuss your budget and financing needs. We look forward to helping find you the best arrangement when you are looking to buy a car in Toronto or get a great lease deal.